Stay alert to scams: numbers of online scammers posing as trusted financial institutions are rising. The only place you can apply for a Judo Bank Term Deposit is via our official website using the below codes.
- BSB 725-888
- BPAY Biller Code 274753
If you’ve been asked to deposit money to account details that don’t match up with these or received an email or call advertising special rates or asking you to apply, contact our team immediately on 13 58 36 or at fraud@judo.bank.
Do not reply to or click on any links in a suspicious email or SMS. Remember, Judo Bank will never send you an email or SMS asking for your personal or banking information. For more information click here
Award-Winning Term Deposit
As at 30 June 2022, Judo’s deposit customers have invested over $4.1 billion in our term deposits, providing valuable funding that supports Australian SMEs. We are proud to have continued to receive industry recognition, winning the ‘Bank of the Year 2022 – Term Deposits Award’ from Canstar, ‘Experts Choice 2022 for Term Deposits’ from Mozo and the ‘2022 Gold Award Winner’ from RateCity.
Business Term Deposit rates
Business
Term Deposit
| Term | Interest Paid at Maturity | Interest Paid Monthly | Interest Paid Annually |
|---|---|---|---|
| 3 Months | 3.70% p.a. | 3.60% p.a. | |
| 6 Months | 4.15% p.a. | 4.05% p.a. | |
| 9 Months | 4.15% p.a. | 4.05% p.a. | |
| 1 Year | 4.45% p.a. | 4.35% p.a. | 4.45% p.a. |
| 2 Years | 4.60% p.a. | 4.50% p.a. | 4.55% p.a. |
| 3 Years | 4.65% p.a. | 4.55% p.a. | 4.60% p.a. |
| 4 Years | 4.75% p.a. | 4.65% p.a. | 4.70% p.a. |
| 5 Years | 4.85% p.a. | 4.75% p.a. | 4.80% p.a. |
| Term | |
| 3 Months | 3.70% p.a. |
| 6 Months | 4.15% p.a. |
| 9 Months | 4.15% p.a. |
| 1 Year | 4.45% p.a. |
| 2 Years | 4.60% p.a. |
| 3 Years | 4.65% p.a. |
| 4 Years | 4.75% p.a. |
| 5 Years | 4.85% p.a. |
| Term | |
| 3 Months | 3.60% p.a. |
| 6 Months | 4.05% p.a. |
| 9 Months | 4.05% p.a. |
| 1 Year | 4.35% p.a. |
| 2 Years | 4.50% p.a. |
| 3 Years | 4.55% p.a. |
| 4 Years | 4.65% p.a. |
| 5 Years | 4.75% p.a. |
| Term | |
| 3 Months | |
| 6 Months | |
| 9 Months | |
| 1 Year | 4.45% p.a. |
| 2 Years | 4.55% p.a. |
| 3 Years | 4.60% p.a. |
| 4 Years | 4.70% p.a. |
| 5 Years | 4.80% p.a. |
Business Term Deposit Requirements
Private Company
- Provide an ABN or ACN
- Maximum number of directors is 9
- Shareholders must be individuals
- The company and all directors and shareholders must be Australian resident for tax purposes. We cannot accept applications from foreign tax residents.
Trust
- Provide an ABN (you cannot apply without one)
- Provide a certified copy of your trust deed and any amendments
- Each trustee must be an Australian tax resident individual
- Maximum number of trustees is 6
Incorporated Association
- Provide an ABN and incorporation registration number (you cannot apply without them)
- Provide a copy of your Incorporation Certification
- Chairman, Secretary and Treasurer will need to verify their identity
General requirements
All Related Persons require the following in order to apply:
- a minimum of two of the following three identification documents – Australian Driver’s Licence, Passport and Medicare Card.
- their mobile number and email address for verification and correspondence purposes (each individual requires a unique email address).
- they must be over 18 years of age and not under a legal disability or a disqualified person.
- they must be an Australian resident for tax purposes.
- they must be living at an Australian residential address.
Reasons to invest with Judo Bank
FCS
Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at Judo Bank.
Flexibility
Manage your cashflow better with three attractive interest payment frequencies – monthly, yearly or at maturity.
0%
The amount of your deposit and interest that is sacrificed to fees.
Ease
If you’ve got your required identification (which may include an ABN or ACN), you could be depositing funds (and earning interest) in no time.