Australian & Government Guarantee*
*All eligible deposits you have with Judo Bank up to $250,000 are guaranteed by the Australian Government under the Financial Claims Scheme. Visit www.fcs.gov.au for more info.
Judo Bank Term Deposit rates
Term Deposit
Personal
| Term | Interest Paid at Maturity | Interest Paid Monthly | Interest Paid Annually |
|---|---|---|---|
| 6 Months | 2.00% p.a. | 2.00% p.a. | 2.00% p.a. |
| 9 Months | 1.95% p.a. | 1.95% p.a. | 1.95% p.a. |
| 1 Year | 2.00% p.a. | 2.00% p.a. | 2.00% p.a. |
| 2 Years | 2.20% p.a. | 2.20% p.a. | 2.20% p.a. |
| 3 Years | 2.30% p.a. | 2.30% p.a. | 2.30% p.a. |
| 4 Years | 2.40% p.a. | 2.40% p.a. | 2.40% p.a. |
| 5 Years | 2.50% p.a. | 2.50% p.a. | 2.50% p.a. |
| Term | |
| 6 Months | 2.00% p.a. |
| 9 Months | 1.95% p.a. |
| 1 Year | 2.00% p.a. |
| 2 Years | 2.20% p.a. |
| 3 Years | 2.30% p.a. |
| 4 Years | 2.40% p.a. |
| 5 Years | 2.50% p.a. |
| Term | |
| 6 Months | 2.00% p.a. |
| 9 Months | 1.95% p.a. |
| 1 Year | 2.00% p.a. |
| 2 Years | 2.20% p.a. |
| 3 Years | 2.30% p.a. |
| 4 Years | 2.40% p.a. |
| 5 Years | 2.50% p.a. |
| Term | |
| 6 Months | 2.00% p.a. |
| 9 Months | 1.95% p.a. |
| 1 Year | 2.00% p.a. |
| 2 Years | 2.20% p.a. |
| 3 Years | 2.30% p.a. |
| 4 Years | 2.40% p.a. |
| 5 Years | 2.50% p.a. |
All eligible deposits you have with Judo Bank up to $250,000 are guaranteed by the Australian Government under the Financial Claims Scheme. Visit www.fcs.gov.au for more info.
To open an account with Judo Bank you need…
Term Deposit Calculator
Reasons to invest with Judo Bank
Security
All eligible deposits you have with Judo Bank up to $250,000, are guaranteed by the Australian Government under the Financial Claims Scheme. Visit www.fcs.gov.au for more info.
Loyalty Bonus
If you roll over your maturing Term Deposit into a new Term Deposit with us, you can earn an additional 0.10% bonus interest on top of our standard Term Deposit rates for the new term.
0%
The amount of your deposit and interest that is sacrificed to fees.
Flexibility
Manage your cashflow better with three attractive interest payment frequencies – monthly, yearly or at maturity.
Easy Application
If you’ve got your identification and tax file details handy, you could be depositing funds (and earning interest) in no time.
How to Apply?
FAQs
Q: Does the Financial Claims Scheme cover Term Deposits?
Yes, all deposits you have with Judo Bank are guaranteed up to $250,000 by the Australian Government, under the Financial Claims Scheme. For more information on the Financial Claims Scheme click here.
Q: How do I qualify for the Personal Term Deposit Loyalty Bonus?
When you re-invest your full initial deposit amount (principal) or more into a new Term Deposit with Judo Bank, immediately after the maturity of your original Term Deposit. The Loyalty Bonus is applied to the new term and will be added on top of the rate offered at the time of maturity. We may, but are not obliged to, offer you this bonus interest rate. You will not be eligible for the Loyalty Bonus if you withdraw or transfer the funds in your account before the maturity date of your new Term Deposit. The Loyalty Bonus is only offered to Personal Term Deposits.
Q: What do you need to apply for your Personal Term Deposit?
- Your current drivers' licence, plus either your passport or Medicare card
- To be an Australian citizen or permanent resident, and reside permanently in Australia over the age of 18
- Your nominated Bank account details
- Your Australian Tax File Number (TFN) or exemption code (to avoid taxation at the highest marginal rate)
- Your mobile phone number and email address for verification and correspondence purposes
- An additional email address for joint applications only
Q: Does Judo Bank offer SMSF or Business Term Deposits?
Business and SMSF Term Deposits are coming soon.