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Introducing Term Deposits from Judo Bank.

All eligible deposits you have with Judo Bank up to $250,000 are guaranteed by the Australian Government under the Financial Claims Scheme. Visit www.fcs.gov.au for more info.

Judo Bank Term Deposit rates

Earn a competitive, fixed interest rate on your deposit with Judo Bank.

Term Deposit

Personal

Term Interest Paid at Maturity Interest Paid Monthly Interest Paid Annually
6 Months 2.00% p.a. 2.00% p.a. 2.00% p.a.
9 Months 1.95% p.a. 1.95% p.a. 1.95% p.a.
1 Year 2.00% p.a. 2.00% p.a. 2.00% p.a.
2 Years 2.00% p.a. 2.00% p.a. 2.00% p.a.
3 Years 2.00% p.a. 2.00% p.a. 2.00% p.a.
4 Years 2.25% p.a. 2.25% p.a. 2.25% p.a.
5 Years 2.25% p.a. 2.25% p.a. 2.25% p.a.
Interest Paid at Maturity
Interest Paid Monthly
Interest Paid Annually
Term
6 Months 2.00% p.a.
9 Months 1.95% p.a.
1 Year 2.00% p.a.
2 Years 2.00% p.a.
3 Years 2.00% p.a.
4 Years 2.25% p.a.
5 Years 2.25% p.a.
Term
6 Months 2.00% p.a.
9 Months 1.95% p.a.
1 Year 2.00% p.a.
2 Years 2.00% p.a.
3 Years 2.00% p.a.
4 Years 2.25% p.a.
5 Years 2.25% p.a.
Term
6 Months 2.00% p.a.
9 Months 1.95% p.a.
1 Year 2.00% p.a.
2 Years 2.00% p.a.
3 Years 2.00% p.a.
4 Years 2.25% p.a.
5 Years 2.25% p.a.

All eligible deposits you have with Judo Bank up to $250,000 are guaranteed by the Australian Government under the Financial Claims Scheme. Visit www.fcs.gov.au for more info.

After SMSF or Business Term Deposits? Unfortunately, we do not offer these deposits. Thanks for your interest and we will update the web site if we do decide to sell SMSF or Business deposits in future.

Apply now

To open an account with Judo Bank you need…

1. Your current drivers' licence, plus either your passport or Medicare card
2. To be an Australian citizen or permanent resident, and reside permanently in Australia over the age of 18
3. Your nominated Bank account details
4. Your Australian Tax File Number (TFN) or exemption code (to avoid taxation at the highest marginal rate)
5. Your mobile phone number and email address for verification and correspondence purposes
6. An additional email address for joint applications only

Term Deposit Calculator

Reasons to invest with Judo Bank

Security

All eligible deposits you have with Judo Bank up to $250,000, are guaranteed by the Australian Government under the Financial Claims Scheme. Visit www.fcs.gov.au for more info.

Loyalty Bonus

If you roll over your maturing Term Deposit into a new Term Deposit with us, you can earn an additional 0.10% bonus interest on top of our standard Term Deposit rates for the new term.

0%

The amount of your deposit and interest that is sacrificed to fees.

Flexibility

Manage your cashflow better with three attractive interest payment frequencies – monthly, yearly or at maturity.

Easy Application

If you’ve got your identification and tax file details handy, you could be depositing funds (and earning interest) in no time.

How to Apply?

You start earning interest from the moment your funds are in your Term Deposit, so apply now! To complete the application form all you need to provide is your identification and tax file details. It’s really that simple.
Apply now

Results from day one

As soon as your account is opened, it is eligible to receive funds. From the very first day funds are in your account, they begin earning interest.

Secure Internet Banking

Our Internet Banking system grants you 24/7 access, allowing you complete control over your account. You can update your maturity instructions, view your statements and maintain your account via your secure Internet Banking portal.

FAQs

Q: Does the Financial Claims Scheme cover Term Deposits?
A:

Yes, all deposits you have with Judo Bank are guaranteed up to $250,000 by the Australian Government, under the Financial Claims Scheme. For more information on the Financial Claims Scheme click here.
Q: How do I qualify for the Personal Term Deposit Loyalty Bonus?
A:

When you re-invest your full initial deposit amount (principal) or more into a new Term Deposit with Judo Bank, immediately after the maturity of your original Term Deposit. The Loyalty Bonus is applied to the new term and will be added on top of the rate offered at the time of maturity. We may, but are not obliged to, offer you this bonus interest rate. You will not be eligible for the Loyalty Bonus if you withdraw or transfer the funds in your account before the maturity date of your new Term Deposit. The Loyalty Bonus is only offered to Personal Term Deposits.
Q: What do you need to apply for your Personal Term Deposit?
A:
  1. Your current drivers' licence, plus either your passport or Medicare card
  2. To be an Australian citizen or permanent resident, and reside permanently in Australia over the age of 18
  3. Your nominated Bank account details
  4. Your Australian Tax File Number (TFN) or exemption code (to avoid taxation at the highest marginal rate)
  5. Your mobile phone number and email address for verification and correspondence purposes
  6. An additional email address for joint applications only
Q: Does Judo Bank offer SMSF or Business Term Deposits?
A:

Business and SMSF Term Deposits are coming soon.
More FAQs
Term Deposit Accounts Terms & Conditions

© Judo Bank™ 2019 | All Rights Reserved | Judo Bank Pty Ltd | ABN 11 615 995 581 | ACL and AFSL 501 091 | This information is of a general nature only and does not take into account your objectives, financial situation or needs. In particular, you should seek independent financial advice and read the relevant terms and conditions and relevant product documents prior to making a decision. | Past performance is not an indication of future performance. | Eligibility criteria, fees and charges and terms and conditions may apply to Judo Bank’s products and services