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Australian Government Guarantee

Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at Judo Bank, for more information please visit www.fcs.gov.au.

Judo Bank Term Deposit rates

Earn a competitive, fixed interest rate on your deposit with Judo Bank.

Term Deposit

Personal

Term Interest Paid at Maturity Interest Paid Annually Interest Paid Monthly
3 Months 1.45% p.a. 1.45% p.a. 1.35% p.a.
6 Months 1.46% p.a. 1.46% p.a. 1.36% p.a.
9 Months 1.46% p.a. 1.46% p.a. 1.36% p.a.
1 Year 1.46% p.a. 1.46% p.a. 1.36% p.a.
2 Years 1.75% p.a. 1.70% p.a. 1.65% p.a.
3 Years 1.55% p.a. 1.50% p.a. 1.45% p.a.
4 Years 1.55% p.a. 1.50% p.a. 1.45% p.a.
5 Years 1.65% p.a. 1.60% p.a. 1.55% p.a.
Interest Paid at Maturity
Interest Paid Annually
Interest Paid Monthly
Term
3 Months 1.45% p.a.
6 Months 1.46% p.a.
9 Months 1.46% p.a.
1 Year 1.46% p.a.
2 Years 1.75% p.a.
3 Years 1.55% p.a.
4 Years 1.55% p.a.
5 Years 1.65% p.a.
Term
3 Months 1.45% p.a.
6 Months 1.46% p.a.
9 Months 1.46% p.a.
1 Year 1.46% p.a.
2 Years 1.70% p.a.
3 Years 1.50% p.a.
4 Years 1.50% p.a.
5 Years 1.60% p.a.
Term
3 Months 1.35% p.a.
6 Months 1.36% p.a.
9 Months 1.36% p.a.
1 Year 1.36% p.a.
2 Years 1.65% p.a.
3 Years 1.45% p.a.
4 Years 1.45% p.a.
5 Years 1.55% p.a.

Australian Government Guarantee - Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at Judo Bank, for more information please visit www.fcs.gov.au.

Apply now

Term Deposit Calculator

How to Apply?

Watch this step by step guide on how to open a Term Deposit with Judo Bank
Apply now

To open an account with Judo Bank you need…

1. Please provide any TWO of the following documents: Current drivers' licence issued by an Australian State or Territory, current Australian passport, current Medicare card
2. To be an Australian citizen or permanent resident, and reside permanently in Australia over the age of 18
3. Your nominated Bank account details
4. Your Australian Tax File Number (TFN) or exemption code (to avoid taxation at the highest marginal rate)
5. Your mobile phone number and email address for verification and correspondence purposes
6. An additional email address for joint applications only

Reasons to invest with Judo Bank

Security

All eligible deposits you have with Judo Bank up to $250,000, are guaranteed by the Australian Government under the Financial Claims Scheme. Visit www.fcs.gov.au for more info.

Loyalty Bonus

If you roll over your maturing Term Deposit into a new Term Deposit with us, you can earn an additional 0.10% bonus interest on top of our standard Term Deposit rates for the new term.

0%

The amount of your deposit and interest that is sacrificed to fees.

Flexibility

Manage your cashflow better with three attractive interest payment frequencies – monthly, yearly or at maturity.

Easy Application

If you’ve got your identification and tax file details handy, you could be depositing funds (and earning interest) in no time.

$1.1bn

Term Deposits Funded

6,704

Term Deposit Customers

178

Judo Bank Staff

What happens at maturity?

1.

You can reinvest your deposit, including the principal and interest earned, to a new Term Deposit. This qualifies your new deposit for a Loyalty Bonus on top of the standard Term Deposit rate for the new term.

2.

You can roll over part of your Term Deposit.

3.

Or you can transfer all or some of your deposit, including the interest earned, to a nominated account.

FAQs

Q: Does the Financial Claims Scheme cover Term Deposits?
A:

Yes, all deposits you have with Judo Bank are guaranteed up to $250,000 by the Australian Government, under the Financial Claims Scheme. For more information on the Financial Claims Scheme click here.
Q: How do I qualify for the Personal Term Deposit Loyalty Bonus?
A:

When you re-invest your full initial deposit amount (principal) or more into a new Term Deposit with Judo Bank, immediately after the maturity of your original Term Deposit. The Loyalty Bonus is applied to the new term and will be added on top of the rate offered at the time of maturity. We may, but are not obliged to, offer you this bonus interest rate. You will not be eligible for the Loyalty Bonus if you withdraw or transfer the funds in your account before the maturity date of your new Term Deposit. The Loyalty Bonus is only offered to Personal Term Deposits.
Q: What do I need to apply for a Personal Term Deposit?
A:
  1. You will need to provide any two of the following:
  • your current Australian drivers' licence,
  • your current Australian passport, or
  • your current Medicare card

  1. To be an Australian citizen or permanent resident, and reside permanently in Australia over the age of 18

  2. Your nominated Bank account details

  3. Your Australian Tax File Number (TFN) or exemption code (to avoid taxation at the highest marginal rate)

  4. Your mobile phone number and email address for verification and correspondence purposes

  5. For joint account applications, both people will need a unique email address and a unique mobile phone number is also recommended
Q: Does Judo Bank offer SMSF or Business Term Deposits?
A:

Business and SMSF Term Deposits are coming soon.
More FAQs

Term Deposit T&C's

Click below for Judo Bank's Term Deposit Accounts Terms and Conditions

Full T&C's

Call 13 58 36

To speak to one of our friendly staff

© Judo Bank™ 2019 | All Rights Reserved | Judo Bank Pty Ltd | ABN 11 615 995 581 | ACL and AFSL 501 091 | This information is of a general nature only and does not take into account your objectives, financial situation or needs. In particular, you should seek independent financial advice and read the relevant terms and conditions and relevant product documents prior to making a decision. | Past performance is not an indication of future performance. | Eligibility criteria, fees and charges and terms and conditions may apply to Judo Bank’s products and services