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Award Winning Term Deposit

Australian Government Guarantee - Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at Judo Bank, for more information please visit www.fcs.gov.au.

Judo Bank Term Deposit rates

Earn a competitive, fixed interest rate on your deposit with Judo Bank.

Term Deposit

Personal

Term Interest Paid at Maturity Interest Paid Annually Interest Paid Monthly
3 Months 0.85% p.a. 0.85% p.a. 0.75% p.a.
6 Months 0.90% p.a. 0.90% p.a. 0.80% p.a.
9 Months 0.90% p.a. 0.90% p.a. 0.80% p.a.
1 Year 1.00% p.a. 1.00% p.a. 0.90% p.a.
2 Years 1.20% p.a. 1.15% p.a. 1.10% p.a.
3 Years 1.15% p.a. 1.10% p.a. 1.05% p.a.
4 Years 1.40% p.a. 1.35% p.a. 1.30% p.a.
5 Years 1.60% p.a. 1.55% p.a. 1.50% p.a.
Interest Paid at Maturity
Interest Paid Annually
Interest Paid Monthly
Term
3 Months 0.85% p.a.
6 Months 0.90% p.a.
9 Months 0.90% p.a.
1 Year 1.00% p.a.
2 Years 1.20% p.a.
3 Years 1.15% p.a.
4 Years 1.40% p.a.
5 Years 1.60% p.a.
Term
3 Months 0.85% p.a.
6 Months 0.90% p.a.
9 Months 0.90% p.a.
1 Year 1.00% p.a.
2 Years 1.15% p.a.
3 Years 1.10% p.a.
4 Years 1.35% p.a.
5 Years 1.55% p.a.
Term
3 Months 0.75% p.a.
6 Months 0.80% p.a.
9 Months 0.80% p.a.
1 Year 0.90% p.a.
2 Years 1.10% p.a.
3 Years 1.05% p.a.
4 Years 1.30% p.a.
5 Years 1.50% p.a.
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Term Deposit Comparison Calculator

To open an account with Judo Bank you need…

1. Please provide any TWO of the following documents: Current Australian driver’s licence, current Australian passport or International passport, or current Medicare card
2. To be an Australian citizen or permanent resident, and reside permanently in Australia over the age of 18
3. Your nominated Bank account details
4. Your Australian Tax File Number (TFN) or exemption code (to avoid taxation at the highest marginal rate)
5. Your mobile phone number and email address for verification and correspondence purposes
6. For joint account applications, both people will need a unique email address and a unique mobile phone number is also recommended

Reasons to invest with Judo Bank

Security

All eligible deposits you have with Judo Bank up to $250,000, are guaranteed by the Australian Government under the Financial Claims Scheme. Visit www.fcs.gov.au for more info.

Loyalty Bonus

If you roll over your maturing Term Deposit into a new Term Deposit with us, you can earn an additional 0.10% bonus interest on top of our standard Term Deposit rates for the new term.

0%

The amount of your deposit and interest that is sacrificed to fees.

Flexibility

Manage your cashflow better with three attractive interest payment frequencies – monthly, yearly or at maturity.

Easy Application

If you’ve got your identification and tax file details handy, you could be depositing funds (and earning interest) in no time.

FAQs

Q: Does the Financial Claims Scheme cover Term Deposits?
A:

Yes, all deposits with Judo Bank are guaranteed up to $250,000 per account holder by the Australian Government, under the Financial Claims Scheme. For more information on the Financial Claims Scheme click here.
Q: How do I qualify for the Personal Term Deposit Loyalty Bonus?
A:

When you re-invest your full initial deposit amount (principal) or more into a new Term Deposit with Judo Bank, immediately after the maturity of your original Term Deposit. The Loyalty Bonus is applied to the new term and will be added on top of the rate offered at the time of maturity. We may, but are not obliged to, offer you this bonus interest rate. You will not be eligible for the Loyalty Bonus if you withdraw or transfer the funds in your account before the maturity date of your new Term Deposit. The Loyalty Bonus is only offered to Personal Term Deposits.
Q: What should I have handy in order to apply for a Personal Term Deposit?
A:

To apply for a Personal Term Deposit with Judo, you will need to have the following handy before you commence your application:

  1. Any two of the following for identity verification:
  • your current Australian driver’s licence,
  • your current Australian passport or International passport, or
  • your current Medicare card
  1. Your nominated bank account details
  2. Your Australian Tax File Number (TFN) or exemption code (to avoid taxation at the highest marginal rate)
  3. Your mobile phone number and email address for verification and correspondence purposes
  4. For joint account applications, both people will need a unique email address and a unique mobile phone number is also recommended.

Please note that we cannot open a Term Deposit for, or accept any deposit from, you until we have satisfactorily verified your identity, or that of any signatory, as required by law. For Personal Term Deposits which are to be jointly held, all account holders need to be verified. We have the discretion to decline to open an Account or accept any funds in relation to it if one or more of the proposed Account Holders, or any signatories to the proposed Account, do not meet our identification requirements. Only Australian citizens or permanent residents that reside permanently in Australia and are Australian tax residents who are over the age of 18 are eligible to apply for a Judo Term Deposit.
Q: Does Judo Bank offer SMSF or Business Term Deposits?
A:

Business and SMSF Term Deposits are coming soon.
More FAQs

Term Deposit T&C's

Click below for Judo Bank's Term Deposit Accounts Terms and Conditions

Full T&C's

Call 13 58 36

To speak to one of our friendly staff