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As at 30 June 2021, Judo’s deposit customers have invested over $2.5 billion in our term deposits, providing valuable funding that supports Australian SMEs. We are proud to have continued to receive industry recognition, winning the ‘Bank of the Year 2021 – Term Deposits Award’ from Canstar, ‘Experts Choice 2021 for Term Deposits’ from Mozo and ‘2021 Gold Award Winner’ from RateCity.

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Earn a competitive, fixed interest rate on your deposit with Judo Bank.

Term Deposit

Personal

Term Interest Paid at Maturity Interest Paid Annually Interest Paid Monthly
3 Months 0.82% p.a. 0.82% p.a. 0.72% p.a.
6 Months 0.89% p.a. 0.89% p.a. 0.79% p.a.
9 Months 0.94% p.a. 0.94% p.a. 0.84% p.a.
1 Year 0.99% p.a. 0.99% p.a. 0.89% p.a.
2 Years 1.20% p.a. 1.15% p.a. 1.10% p.a.
3 Years 1.15% p.a. 1.10% p.a. 1.05% p.a.
4 Years 1.20% p.a. 1.15% p.a. 1.10% p.a.
5 Years 1.40% p.a. 1.35% p.a. 1.30% p.a.
Interest Paid at Maturity
Interest Paid Annually
Interest Paid Monthly
Term
3 Months 0.82% p.a.
6 Months 0.89% p.a.
9 Months 0.94% p.a.
1 Year 0.99% p.a.
2 Years 1.20% p.a.
3 Years 1.15% p.a.
4 Years 1.20% p.a.
5 Years 1.40% p.a.
Term
3 Months 0.82% p.a.
6 Months 0.89% p.a.
9 Months 0.94% p.a.
1 Year 0.99% p.a.
2 Years 1.15% p.a.
3 Years 1.10% p.a.
4 Years 1.15% p.a.
5 Years 1.35% p.a.
Term
3 Months 0.72% p.a.
6 Months 0.79% p.a.
9 Months 0.84% p.a.
1 Year 0.89% p.a.
2 Years 1.10% p.a.
3 Years 1.05% p.a.
4 Years 1.10% p.a.
5 Years 1.30% p.a.

Australian Government Guarantee - Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at Judo Bank, for more information please visit www.fcs.gov.au.

Term Deposit Comparison Calculator

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What you need to open an account:

  1. Please provide any TWO of the following documents: Current Australian driver’s licence, current Australian passport, or current Medicare card
  2. To be an Australian citizen or permanent resident, and reside permanently in Australia over the age of 18
  3. Your nominated Bank account details
  4. Your Australian Tax File Number (TFN) or exemption code (to avoid taxation at the highest marginal rate)
  5. Your mobile phone number and email address for verification and correspondence purposes
  6. For joint account applications, both people will need a unique email address and a unique mobile phone number is also recommended
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Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at Judo Bank, for more information please visit www.fcs.gov.au.

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If you roll over your maturing Term Deposit into a new Term Deposit with us, you can earn an additional 0.10% bonus interest on top of our standard Term Deposit rates for the new term.

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Manage your cashflow better with three attractive interest payment frequencies – monthly, yearly or at maturity.

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The amount of your deposit and interest that is sacrificed to fees.