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Introducing Term Deposits from Judo Bank.

All eligible deposits you have with Judo Bank up to $250,000, are guaranteed by the Australian Government under the Financial Claims Scheme. Visit www.fcs.gov.au for more info.

Our Term Deposit rates

You start earning interest from the moment your funds are in your Term Deposit.

Term Deposit

Personal

Term Interest Paid at Maturity Interest Paid Monthly Interest Paid Annually
9 Months 2.40% p.a. 2.40% p.a. 2.40% p.a.
1 Year 2.40% p.a. 2.40% p.a. 2.40% p.a.
2 Years 2.25% p.a. 2.25% p.a. 2.25% p.a.
3 Years 2.20% p.a. 2.20% p.a. 2.20% p.a.
4 Years 2.10% p.a. 2.10% p.a. 2.10% p.a.
5 Years 2.10% p.a. 2.10% p.a. 2.10% p.a.
Interest Paid at Maturity
Interest Paid Monthly
Interest Paid Annually
Term
9 Months 2.40% p.a.
1 Year 2.40% p.a.
2 Years 2.25% p.a.
3 Years 2.20% p.a.
4 Years 2.10% p.a.
5 Years 2.10% p.a.
Term
9 Months 2.40% p.a.
1 Year 2.40% p.a.
2 Years 2.25% p.a.
3 Years 2.20% p.a.
4 Years 2.10% p.a.
5 Years 2.10% p.a.
Term
9 Months 2.40% p.a.
1 Year 2.40% p.a.
2 Years 2.25% p.a.
3 Years 2.20% p.a.
4 Years 2.10% p.a.
5 Years 2.10% p.a.
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All eligible deposits you have with Judo Bank up to $250,000, are guaranteed by the Australian Government under the Financial Claims Scheme. Visit www.fcs.gov.au for more info.

6 good reasons to invest with Judo Bank

Loyalty Bonus

Roll over your principal after it reaches maturity to another Term Deposit and receive an additional 0.10% bonus on top of our standard Term Deposit for the new term.

Security

All eligible deposits you have with Judo Bank up to $250,000, are guaranteed by the Australian Government under the Financial Claims Scheme. Visit www.fcs.gov.au for more info.

Flexibility

Manage your cashflow better with three attractive interest payment frequencies – monthly, yearly or at maturity.

Easy Application

If you’ve got your identification and tax file details handy, you could be depositing funds (and earning interest) in no time.

Term Deposits with purpose

Our Term Deposits not only help you thrive, they help Aussie businesses thrive too.

Protection against interest rate drops

Term Deposits are a low-risk investment option with the promise of steady and consistent returns, in an environment where rates are decreasing.

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Term Deposit Calculator

How to Apply?

You start earning interest from the moment your funds are in your Term Deposit, so apply now! To complete the application form all you need to provide is your identification and tax file details. It’s really that simple.
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To open an account with Judo Bank you need…

1. Drivers' licence, passport or Medicare card
2. To be at least 18 years old
3. To be an Australian citizen or permanent resident
4. Bank account details (to serve as your nominated account)
5. An Australian Tax File Number (TFN) or exemption code (to avoid taxation at the highest marginal rate)
6. Put the kettle on. By the time it boils, you'll have finished your application and be ready to relax with a cup of tea.

Results from day one

As soon as your account is opened, it is eligible to receive funds. From the very first day funds are in your account, they begin earning interest.

Secure Internet Banking

Our Internet Banking system grants you 24/7 access, allowing you complete control over your account. You can update your maturity instructions, view your statements and maintain your account via your secure Internet Banking portal.

What happens at maturity?

1.

You can reinvest your deposit, including the principal and interest earned, to a new Term Deposit. This qualifies your new deposit for a Loyalty Bonus on top of the standard Term Deposit rate for the new term.

2.

You can roll over part of your Term Deposit.

3.

Or you can transfer all or some of your deposit, including the interest earned, to a nominated account.

FAQs

Q: Does the Financial Claims Scheme cover Term Deposits?
A:

Yes, all deposits you have with Judo Bank are guaranteed up to $250,000 by the Australian Government, under the Financial Claims Scheme. For more information on the Financial Claims Scheme click here.
Q: How do I qualify for the Personal Term Deposit Loyalty Bonus?
A:

When you re-invest your full initial deposit amount (principal) or more into a new Term Deposit with Judo Bank, immediately after the maturity of your original Term Deposit. The Loyalty Bonus is applied to the new term and will be added on top of the rate offered at the time of maturity. We may, but are not obliged to, offer you this bonus interest rate. You will not be eligible for the Loyalty Bonus if you withdraw or transfer the funds in your account before the maturity date of your new Term Deposit. The Loyalty Bonus is only offered to Personal Term Deposits.
Q: What do you need to apply for your Personal Term Deposit?
A:
  1. Drivers’ licence or passport
  2. To be least 18 years old
  3. To be an Australian citizen or permanent resident
  4. Bank account details (to serve as your nominated account)
  5. An Australian Tax File Number (TFN) or exemption code (to avoid taxation at the highest marginal rate)
More FAQs
Term Deposit accounts terms and conditions