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This page includes the Target Market Determinations for home loans and term deposits issued and/or distributed by Judo Bank to ‘retail clients’ within the meaning of the Corporations Act 2001 (Cth) (Retail Clients).

A Target Market Determination (TMD) is a document describing Retail Clients that a product is appropriate for (the ‘target market’), any conditions and restrictions on distribution of the product to Retail Clients in the target market and events or circumstances where we may need to review the TMD for the product, among other things.

The TMDs are intended to help:

  • us to keep Retail Clients at the centre of our approach to the design and distribution of our products; and
  • Retail Clients obtain appropriate financial products that are likely to be consistent with their likely objectives, financial situation and needs.

Please note that a TMD is not intended to provide financial product advice and is not an offer document regarding any Judo product. When making a decision about a Judo product, you should seek independent financial advice and read the relevant terms and conditions and relevant product documents prior to making a decision.

Term Deposit TMD

Home Loan TMD

Important information for distributors of the above Judo products
Persons or organisations engaging in ‘retail product distribution conduct’ in relation to our products (for example, licensed brokers or their representatives or comparison websites) must report complaints and ‘significant dealing’ information to us as outlined in our TMDs within a specified timeframe.

If you wish to report such information to Judo as outlined in our TMDs, please contact us via our contact form.