Customers affected by NSW and Victorian Lockdowns

Our mission is to support and stand behind our customers, and that’s exactly what we are doing. We are acutely aware of the challenges facing SME businesses by the recent NSW and Victorian lockdowns and the resulting wave of uncertainty this can bring.

Business growth opportunity? We’re the bank to back it

Speak to one of our relationship bankers today. Judo Bank. Boldly backing business.

A bank that likes to say yes to businesses

Australia’s first SME-focused challenger bank

At Judo Bank, we’re bringing back the craft of relationship banking to transform banking for Australia’s small and medium-sized businesses. Built from the ground up by a small group of deeply experienced and highly credentialed business banking professionals, Judo Bank is providing a genuine alternative for SMEs to secure the funding they need and the service they deserve.

Why Judo Bank?

Challenger

Determined to help SMEs get a fairer go when it comes to banking

Relationship

Banking as it used to be…banking as it should be.

Built to say yes

Purpose-built to make it easier for SMEs to get the funding they need when they need it.

Our Solutions

We provide business lending solutions starting from $250,000 for small to medium-sized businesses. Our team of experienced business bankers are currently located in offices across Victoria, New South Wales, Queensland, Western Australia, South Australia and Tasmania with many more locations to come.

Business Lending Products

Business Loan

A term facility repayable over an agreed period of time

  • Fixed terms available for added certainty
  • Flexible facility terms
  • Fixed, variable and combination rates
  • Cash flow repayment matching
  • P&I or interest only

Line of Credit

A facility allowing the drawing up to the approved limit

  • Draw up to approved limit with no scheduled repayments
  • Flexible access to credit to allow for growth plan and reinvestment of profit
  • Assistance for working capital needs
  • 12 month term and annual review
  • Variable rate

Equipment Loan

A facility to assist funding of business equipment or vehicle purchases where a charge is taken over the asset

  • Fixed interest rates and repayments with an optional balloon
  • Tailor repayment frequency to match your cash flow
  • Preserve working capital
  • Interest and asset depreciation may be tax deductable
  • Terms of up to 5 years

Bank Guarantee

We can help provide certainty that you can make a payment to a landlord, customer or supplier.

  • Flexible fee structures available
  • Fixed or until further notice terms available (reviewed annually)
  • Wide range of security options, including a Judo Term Deposit

Please find the Home Loan Key Facts Sheet Calculator here

Award-Winning Term Deposit

Australian Government Guarantee - Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at Judo Bank, for more information please visit www.fcs.gov.au.

Personal Term Deposit

Reasons to invest with Judo Bank

  • All eligible deposits you have with Judo Bank up to $250,000, are guaranteed by the Australian Government under the Financial Claims Scheme
  • 0% The amount of your deposit and interest that is sacrificed to fees
  • If you roll over your maturing Term Deposit into a new Term Deposit with us, you can earn an additional 0.10% bonus interest on top of our standard Term Deposit rates for the new term.