We're dedicated to providing Aussie businesses with the funding they need and service they deserve

Relationship banking is back

At Judo Bank, we're bringing back the craft of relationship banking to deliver banking as it used to be, banking as it should be.

So, what does that mean? It means as a Judo Bank customer you get your own dedicated business banker - no middle-men, no red tape. A specialist directly empowered to make judgement calls that positively impact your business.

Our Solutions

We provide business lending solutions starting from $250,000 for small to medium-sized businesses. Our team of experienced business bankers are currently located in Melbourne, Sydney and Brisbane, with many more locations to come.

Business Loan

A term facility repayable over an agreed period of time

  • Flexible repayment frequency
  • Fixed and variable interest options
  • Interest-only term available

Line of Credit

A facility allowing the drawing up to the approved limit

  • A flexible source of funds
  • No scheduled repayments
  • Variable Rate

Equipment Loan

A facility to assist funding of business equipment or vehicle purchases where a charge is taken over the asset

  • Flexible repayment frequency
  • Balloon option available
  • Tax benefits: claiming depreciation and interest charges

Finance Lease

A facility to assist funding of business equipment or vehicle purchases on a lease arrangement

  • Flexible repayment frequency
  • Residual value in line with effective life of asset
  • Tax benefits: possibility of claiming depreciation and interest charges

Home Loan

A flexible home loan to complement your Judo Bank business lending

  • Choice of Variable or fixed interest rate
  • Flexible repayment options
  • Tailor repayments with a choice of either principal and interest, or interest-only

Judo Market Base Rate as at 1st July 2019: 1.26% p.a.

* This is a base rate only and a margin will apply depending on the loan terms offered. As the Judo Market Base Rate is a variable rate, it may go up or down during the term of the loan, so repayments may increase or decrease.

Why Judo Bank?


With certainty and speed, we’re determined to help Aussie businesses get a fairer go when it comes to banking.

built to say yes

We’re a SME bank that’s pro lending. We’re purpose-built to make it easier for businesses to get the funding they need to do business.

Relationship focused

We’re bringing back the art of relationship banking. We listen and understand our customers to best service their needs.

Judo Bank's SME Banking Insights Report 2018

The SME Banking Insights Report 2018 is a commissioned survey that interviewed 1,750 SMEs about their experiences with borrowing money. This report was commissioned in conjunction with East & Partners, to provide deeper insight and generally raise awareness of the challenges facing SMEs.

To learn more about the 2018 Judo's SME Insights Report, give us a ring at 13JUDO.

Learn more

Judo Bank, in the words of our valued customers.

“Judo was commercial in their approach, listened to my unique circumstance, and tailored a solution that exceeded my expectations."

Cole McInnes, Dealer Principal John Deere

We'd love to hear from you