Term Deposits that are win, win, win
As at 30 March 2022, Judo’s deposit customers have invested over $3.6 billion in our term deposits, providing valuable funding that supports Australian SMEs. We are proud to have continued to receive industry recognition, winning the ‘Bank of the Year 2021 – Term Deposits Award’ from Canstar, ‘Experts Choice 2021 for Term Deposits’ from Mozo and ‘2021 Gold Award Winner’ from RateCity.
Personal Term Deposit rates
Personal
Term Deposit
| Term | Interest Paid at Maturity | Interest Paid Monthly | Interest Paid Annually |
|---|---|---|---|
| 3 Months | 1.15% p.a. | 1.05% p.a. | 1.15% p.a. |
| 6 Months | 1.85% p.a. | 1.75% p.a. | 1.85% p.a. |
| 9 Months | 2.10% p.a. | 2.00% p.a. | 2.10% p.a. |
| 1 Year | 2.95% p.a. | 2.85% p.a. | 2.95% p.a. |
| 2 Years | 3.64% p.a. | 3.54% p.a. | 3.59% p.a. |
| 3 Years | 4.00% p.a. | 3.90% p.a. | 3.95% p.a. |
| 4 Years | 4.15% p.a. | 4.05% p.a. | 4.10% p.a. |
| 5 Years | 4.25% p.a. | 4.15% p.a. | 4.20% p.a. |
| Term | |
| 3 Months | 1.15% p.a. |
| 6 Months | 1.85% p.a. |
| 9 Months | 2.10% p.a. |
| 1 Year | 2.95% p.a. |
| 2 Years | 3.64% p.a. |
| 3 Years | 4.00% p.a. |
| 4 Years | 4.15% p.a. |
| 5 Years | 4.25% p.a. |
| Term | |
| 3 Months | 1.05% p.a. |
| 6 Months | 1.75% p.a. |
| 9 Months | 2.00% p.a. |
| 1 Year | 2.85% p.a. |
| 2 Years | 3.54% p.a. |
| 3 Years | 3.90% p.a. |
| 4 Years | 4.05% p.a. |
| 5 Years | 4.15% p.a. |
| Term | |
| 3 Months | 1.15% p.a. |
| 6 Months | 1.85% p.a. |
| 9 Months | 2.10% p.a. |
| 1 Year | 2.95% p.a. |
| 2 Years | 3.59% p.a. |
| 3 Years | 3.95% p.a. |
| 4 Years | 4.10% p.a. |
| 5 Years | 4.20% p.a. |
Australian Government Guarantee - Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at Judo Bank, for more information please visit www.fcs.gov.au.
Term Deposit Comparison Calculator
What you need to open an account:
- Please provide any TWO of the following documents: Current Australian driver’s licence, current Australian passport, or current Medicare card
- To be an Australian citizen or permanent resident, and reside permanently in Australia over the age of 18
- Your nominated Bank account details
- Your Australian Tax File Number (TFN) or exemption code (to avoid taxation at the highest marginal rate)
- Your mobile phone number and email address for verification and correspondence purposes
- For joint account applications, both people will need a unique email address and a unique mobile phone number is also recommended
Reasons to invest with Judo Bank
FCS
Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at Judo Bank, for more information please visit www.fcs.gov.au.
Loyalty Bonus
If you roll over your maturing Term Deposit into a new Term Deposit with us, you can earn an additional 0.10% bonus interest on top of our standard Term Deposit rates for the new term.
Flexibility
Manage your cashflow better with three attractive interest payment frequencies – monthly, yearly or at maturity.
0%
The amount of your deposit and interest that is sacrificed to fees.