Personal Term Deposit rates

Interest rates are current as at 3 October 2025 and are subject to change. The rate may have changed by the time you apply.

Personal

Term Deposit

Term Interest Paid at Maturity Interest Paid Monthly Interest Paid Annually
1 Month 2.10% p.a. 2.10% p.a.
2 Months 2.30% p.a. 2.20% p.a.
3 Months 3.90% p.a. 3.80% p.a.
4 Months 4.15% p.a. 4.05% p.a.
5 Months 4.20% p.a. 4.10% p.a.
6 Months 3.90% p.a. 3.80% p.a.
7 Months 4.35% p.a. 4.25% p.a.
8 Months 4.20% p.a. 4.10% p.a.
9 Months 4.10% p.a. 4.00% p.a.
10 Months 4.05% p.a. 3.95% p.a.
11 Months 4.10% p.a. 4.00% p.a.
1 Year 3.90% p.a. 3.80% p.a.
2 Years 3.85% p.a. 3.95% p.a.
3 Years 3.90% p.a. 4.00% p.a.
4 Years 4.10% p.a. 4.20% p.a.
5 Years 4.20% p.a. 4.30% p.a.
Interest Paid at Maturity
Interest Paid Monthly
Interest Paid Annually
Term
1 Month 2.10% p.a.
2 Months 2.30% p.a.
3 Months 3.90% p.a.
4 Months 4.15% p.a.
5 Months 4.20% p.a.
6 Months 3.90% p.a.
7 Months 4.35% p.a.
8 Months 4.20% p.a.
9 Months 4.10% p.a.
10 Months 4.05% p.a.
11 Months 4.10% p.a.
1 Year 3.90% p.a.
2 Years
3 Years
4 Years
5 Years
Term
1 Month 2.10% p.a.
2 Months 2.20% p.a.
3 Months 3.80% p.a.
4 Months 4.05% p.a.
5 Months 4.10% p.a.
6 Months 3.80% p.a.
7 Months 4.25% p.a.
8 Months 4.10% p.a.
9 Months 4.00% p.a.
10 Months 3.95% p.a.
11 Months 4.00% p.a.
1 Year 3.80% p.a.
2 Years 3.85% p.a.
3 Years 3.90% p.a.
4 Years 4.10% p.a.
5 Years 4.20% p.a.
Term
1 Month
2 Months
3 Months
4 Months
5 Months
6 Months
7 Months
8 Months
9 Months
10 Months
11 Months
1 Year
2 Years 3.95% p.a.
3 Years 4.00% p.a.
4 Years 4.20% p.a.
5 Years 4.30% p.a.

SMSF Term Deposit rates

Interest rates are current as at 3 October 2025 and are subject to change. The rate may have changed by the time you apply.

SMSF

Term Deposit

Term Interest Paid at Maturity Interest Paid Monthly Interest Paid Annually
1 Month 2.10% p.a. 2.10% p.a.
2 Months 2.30% p.a. 2.20% p.a.
3 Months 3.90% p.a. 3.80% p.a.
4 Months 4.15% p.a. 4.05% p.a.
5 Months 4.20% p.a. 4.10% p.a.
6 Months 3.90% p.a. 3.80% p.a.
7 Months 4.35% p.a. 4.25% p.a.
8 Months 4.20% p.a. 4.10% p.a.
9 Months 4.10% p.a. 4.00% p.a.
10 Months 4.05% p.a. 3.95% p.a.
11 Months 4.10% p.a. 4.00% p.a.
1 Year 3.90% p.a. 3.80% p.a.
2 Years 3.85% p.a. 3.95% p.a.
3 Years 3.90% p.a. 4.00% p.a.
4 Years 4.10% p.a. 4.20% p.a.
5 Years 4.20% p.a. 4.30% p.a.
Interest Paid at Maturity
Interest Paid Monthly
Interest Paid Annually
Term
1 Month 2.10% p.a.
2 Months 2.30% p.a.
3 Months 3.90% p.a.
4 Months 4.15% p.a.
5 Months 4.20% p.a.
6 Months 3.90% p.a.
7 Months 4.35% p.a.
8 Months 4.20% p.a.
9 Months 4.10% p.a.
10 Months 4.05% p.a.
11 Months 4.10% p.a.
1 Year 3.90% p.a.
2 Years
3 Years
4 Years
5 Years
Term
1 Month 2.10% p.a.
2 Months 2.20% p.a.
3 Months 3.80% p.a.
4 Months 4.05% p.a.
5 Months 4.10% p.a.
6 Months 3.80% p.a.
7 Months 4.25% p.a.
8 Months 4.10% p.a.
9 Months 4.00% p.a.
10 Months 3.95% p.a.
11 Months 4.00% p.a.
1 Year 3.80% p.a.
2 Years 3.85% p.a.
3 Years 3.90% p.a.
4 Years 4.10% p.a.
5 Years 4.20% p.a.
Term
1 Month
2 Months
3 Months
4 Months
5 Months
6 Months
7 Months
8 Months
9 Months
10 Months
11 Months
1 Year
2 Years 3.95% p.a.
3 Years 4.00% p.a.
4 Years 4.20% p.a.
5 Years 4.30% p.a.

Australian Government Guarantee - Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at Judo Bank, for more information please visit www.fcs.gov.au.