Personal Term Deposit
IMPORTANT INFORMATION
By applying for a Term Deposit, you consent to the following:
- that all required information you provide (including tax residency information) is true, complete and correct and may be relied on by Judo Bank, and that you consent to the collection, disclosure and use of any personal information including TFN, exemption and tax residency details provided in this application form;
- to receive all statements, notices and other documents from us electronically e.g. via SMS, Email, App Notification or Digital Banking;
- that all account holders of a multi-holder account are jointly and severally liable and jointly and severally responsible for the multi-holder account meaning that each account holder has the right to all funds in the Term Deposit and that any joint account holder will be able to operate the relevant account and bind the other account holder(s) for future transactions, including additional deposits and withdrawals;
- that we may use your information to help us promote our products or services and may also disclose your information to our related entities or third-party business partners to enable them or us to tell you about a product or service and that you can change your marketing preferences by telephoning Judo Bank on 13 58 36 at any time;
- that we may change the terms and conditions for any account at any time for the reasons set out in the Terms and Conditions, which also set out how and when we will give you prior notice, and you agree to regularly check for electronic notifications of such changes from us;
- that any advice provided by Judo Bank is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any advice, we recommend you consider what is appropriate for your circumstances or obtain independent advice;
- that Judo Bank’s term deposits have a 31 calendar day notice period meaning that, except in cases of proven hardship, if (i) you request an early withdrawal or transfer of all or part of your funds before the maturity date, they will not be provided until after the notice period and a Prepayment Adjustment (as described in the Terms and Conditions or contact Judo Bank on 13 58 36 if you would like more information) may apply, and (ii) if you have less than 31 days remaining on your current term, the earliest you’ll be able to access your funds is at maturity;
- that if you may have a need in the future to immediately withdraw or transfer your funds prior to the maturity date, other deposit products may be more suitable; and
- that at the maturity of your term deposit, if you’ve elected to renew or roll over your funds into a new term deposit, the new term deposit may have a lower interest rate.
SMSF Term Deposit
IMPORTANT INFORMATION
By applying for a Term Deposit, you consent to the following:
- you are trustee(s), or director(s) of the corporate trustee, and are authorised to establish and operate the account on behalf of the SMSF and the trustee(s);
- that all required information you provide (including tax residency information) is true, complete and correct and may be relied on by Judo Bank, and that you consent to the collection, disclosure and use of any personal information including TFN, exemption and tax residency details provided in this application form;
- to receive all statements, notices and other documents from us electronically e.g. via SMS, Email, App Notification or Digital Banking;
- that all account holders of a multi-holder account are jointly and severally liable and jointly and severally responsible for the multi-holder account meaning that each account holder has the right to all funds in the Term Deposit and that any joint account holder will be able to operate the relevant account and bind the other account holder(s) for future transactions, including additional deposits and withdrawals;
- that we may use your information to help us promote our products or services and may also disclose your information to our related entities or third-party business partners to enable them or us to tell you about a product or service and that you can change your marketing preferences by telephoning Judo Bank on 13 58 36 at any time;
- that we may change the terms and conditions for any account at any time for the reasons set out in the Terms and Conditions, which also set out how and when we will give you prior notice, and you agree to regularly check for electronic notifications of such changes from us;
- that any advice provided by Judo Bank is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any advice, we recommend you consider what is appropriate for your circumstances or obtain independent advice;
- that Judo Bank’s term deposits have a 31 calendar day notice period meaning that, except in cases of proven hardship, if (i) you request an early withdrawal or transfer of all or part of your funds before the maturity date, they will not be provided until after the notice period and a Prepayment Adjustment (as described in the Terms and Conditions or contact Judo Bank on 13 58 36 if you would like more information) may apply, and (ii) if you have less than 31 days remaining on your current term, the earliest you’ll be able to access your funds is at maturity;
- that if you may have a need in the future to immediately withdraw or transfer your funds prior to the maturity date, other deposit products may be more suitable; and
- that at the maturity of your term deposit, if you’ve elected to renew or roll over your funds into a new term deposit, the new term deposit may have a lower interest rate.
Business Term Deposit
IMPORTANT INFORMATION
By applying for a Business Term Deposit, you consent to the following:
- the applicant is a Pty Ltd company with maximum nine directors OR a registered incorporated association OR a trust with individual trustee(s) up to six in number (each entity type being an Eligible Applicant for a Judo Bank online Business Term Deposit) that is Australian tax resident, as no other type of business entity applicant can apply for a Judo Bank Business Term Deposit online;
- to provide Judo Bank with the required business ABN, ACN and/or other required business identifier (as the application cannot proceed without the required identifier);
- you are Australian tax resident trustee(s), director(s), shareholder(s) and/or officeholder(s) (as the case requires) of an Eligible Applicant, and are authorised to establish and operate the account on behalf of the Eligible Applicant;
- that all required information you provide (including tax residency information) is true, complete and correct and may be relied on by Judo Bank, and that you consent to the collection, disclosure and use of any personal information including TFN, exemption and tax residency details provided in this application form;
- to receive all statements, notices and other documents from us electronically e.g. via SMS, Email, App Notification or Digital Banking;
- that all account holders of a multi-holder account are jointly and severally liable and jointly and severally responsible for the multi-holder account meaning that each account holder has the right to all funds in the Term Deposit and that any joint account holder will be able to operate the relevant account and bind the other account holder(s) for future transactions, including additional deposits and withdrawals;
- that we may use your information to help us promote our products or services and may also disclose your information to our related entities or third-party business partners to enable them or us to tell you about a product or service and that you can change your marketing preferences by telephoning Judo Bank on 13 58 36 at any time;
- that we may change the terms and conditions for any account at any time for the reasons set out in the Terms and Conditions, which also set out how and when we will give you prior notice, and you agree to regularly check for electronic notifications of such changes from us;
- that any advice provided by Judo Bank is general in nature and does not take into account your objectives, financial situation or needs. Before acting on any advice, we recommend you consider what is appropriate for your circumstances or obtain independent advice;
- that Judo Bank’s term deposits have a 31 calendar day notice period meaning that, except in cases of proven hardship, if (i) you request an early withdrawal or transfer of all or part of your funds before the maturity date, they will not be provided until after the notice period and a Prepayment Adjustment (as described in the Terms and Conditions or contact Judo Bank on 13 58 36 if you would like more information) may apply, and (ii) if you have less than 31 days remaining on your current term, the earliest you’ll be able to access your funds is at maturity;
- that if you may have a need in the future to immediately withdraw or transfer your funds prior to the maturity date, other deposit products may be more suitable; and
- that at the maturity of your term deposit, if you’ve elected to renew or roll over your funds into a new term deposit, the new term deposit may have a lower interest rate.