Stay alert to scams: numbers of online scammers posing as trusted financial institutions are rising. The only place you can apply for a Judo Bank Term Deposit is via our official website. If you’ve received an email or call advertising special rates or asking you to apply, contact our team on 13 58 36 or at fraud@judo.bank. Do not reply to or click on any links in a suspicious email or SMS. Remember, Judo Bank will never send you an email or SMS asking for your personal or banking information. For more information click here
Award-Winning Term Deposit
As at 30 June 2022, Judo’s deposit customers have invested over $4.1 billion in our term deposits, providing valuable funding that supports Australian SMEs. We are proud to have continued to receive industry recognition, winning the ‘Bank of the Year 2022 – Term Deposits Award’ from Canstar, ‘Experts Choice 2022 for Term Deposits’ from Mozo and the ‘2022 Gold Award Winner’ from RateCity.
Personal Term Deposit rates
Personal
Term Deposit
| Term | Interest Paid at Maturity | Interest Paid Monthly | Interest Paid Annually |
|---|---|---|---|
| 3 Months | 3.45% p.a. | 3.35% p.a. | |
| 6 Months | 4.00% p.a. | 3.90% p.a. | |
| 9 Months | 4.05% p.a. | 3.95% p.a. | |
| 1 Year | 4.40% p.a. | 4.30% p.a. | 4.40% p.a. |
| 2 Years | 4.60% p.a. | 4.50% p.a. | 4.55% p.a. |
| 3 Years | 4.60% p.a. | 4.50% p.a. | 4.55% p.a. |
| 4 Years | 4.60% p.a. | 4.50% p.a. | 4.55% p.a. |
| 5 Years | 4.70% p.a. | 4.60% p.a. | 4.65% p.a. |
| Term | |
| 3 Months | 3.45% p.a. |
| 6 Months | 4.00% p.a. |
| 9 Months | 4.05% p.a. |
| 1 Year | 4.40% p.a. |
| 2 Years | 4.60% p.a. |
| 3 Years | 4.60% p.a. |
| 4 Years | 4.60% p.a. |
| 5 Years | 4.70% p.a. |
| Term | |
| 3 Months | 3.35% p.a. |
| 6 Months | 3.90% p.a. |
| 9 Months | 3.95% p.a. |
| 1 Year | 4.30% p.a. |
| 2 Years | 4.50% p.a. |
| 3 Years | 4.50% p.a. |
| 4 Years | 4.50% p.a. |
| 5 Years | 4.60% p.a. |
| Term | |
| 3 Months | |
| 6 Months | |
| 9 Months | |
| 1 Year | 4.40% p.a. |
| 2 Years | 4.55% p.a. |
| 3 Years | 4.55% p.a. |
| 4 Years | 4.55% p.a. |
| 5 Years | 4.65% p.a. |
Australian Government Guarantee - Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at Judo Bank, for more information please visit www.fcs.gov.au.
Term Deposit Comparison Calculator
What you need to open an account:
- Please provide any TWO of the following documents: Current Australian driver’s licence, current Australian passport, or current Medicare card
- To be an Australian citizen or permanent resident, and reside permanently in Australia. You must be over the age of 18
- Your nominated external Bank account details
- Your Australian Tax File Number (TFN) or exemption code (to avoid taxation at the highest marginal rate)
- Your Australian mobile phone number and email address for verification and correspondence purposes
- For joint account applications, each applicant requires a unique email address and a unique mobile phone number is also recommended
Reasons to invest with Judo Bank
FCS
Under the Financial Claims Scheme, deposits are protected up to a limit of $250,000 for each account holder at Judo Bank.
Loyalty Bonus
If you roll over your maturing Term Deposit into a new Term Deposit with us, you can earn an additional 0.10% bonus interest on top of our standard Term Deposit rates for the new term.
Flexibility
Manage your cashflow better with three attractive interest payment frequencies – monthly, yearly or at maturity.
0%
The amount of your deposit and interest that is sacrificed to fees.