Our solutions
We provide business lending solutions starting at $250,000, tailored to SMEs. Our team of experienced relationship bankers are located in Victoria, New South Wales, Queensland, Western Australia, South Australia, Tasmania and the Australian Capital Territory, with more locations as we continue to grow.
Business loan
A term facility repayable over an agreed period of time
- Fixed terms available for added certainty
- Flexible facility terms
- Fixed, variable or combination rates
- Cash flow repayment matching
- Principal and interest, or interest only
Line of credit
A facility for drawing up to an approved limit
- Draw up to approved limit with no scheduled repayments
- Flexible access to credit to allow for growth plan and reinvestment of profit
- Assistance for working capital needs
- 12-month term and annual review
- Variable rate
Equipment loan
A facility to assist funding of business equipment or vehicle purchases where a charge is taken over the asset
- Fixed interest rates and repayments, with an optional balloon
- Tailor repayment frequency to match your cash flow
- Preserve working capital
- Interest and asset depreciation may be tax deductable
- Choose from terms of up to 5 years
Bank guarantee
We can help provide certainty that you can make payments to your landlord, customer or supplier
- Flexible fee structures available
- Fixed term or "until further notice" terms available (reviewed annually)
- A wide range of security options, including a Judo Term Deposit