The most important budget of a generation.

In partnership with renowned economist Warren Hogan, we’ve created an essential Federal Budget eBook and podcast. We hope the insights and perspectives contained within both provide Australian SMEs with welcome clarity and direction.

Like you, we’re in this for the long term

Our mission is to support and stand behind our customers, and that’s exactly what we are doing. We are acutely aware of the challenges facing SMEs and the uncertainty experienced by all Australians in the wake of the COVID-19 outbreak.

Our aim is to help businesses get through these most difficult of times. Our response is everything you should expect from a bank that puts customer relationships first.

We Are Supporting Our Customers

Our team of Relationship Directors is actively talking to all customers to see what help they can offer, working to ensure your business has access to the funds it might need over the coming weeks, months and beyond. We will get through this together.

We Are Still Lending To Business

We are open for business and are still lending to small and medium-sized businesses across the country. You may not be in difficulty but you may want to take the time now to get your business lending onto a new footing; planning for uncertain times is better than reacting. We can help ensure you have access to working capital and funds well in advance of any potential disruptions. We have already lent over $1.3bn to Australian businesses and we don’t plan to stop now.

Latest Australian Government initiative for SMEs

The Australian Government, Reserve Bank of Australia (RBA) and the Australian Prudential Regulation Authority (APRA) have taken co-ordinated action to support the flow of credit in the Australian economy, in particular for small and medium enterprises (SMEs). (source;

The initiative is called the ‘Coronavirus SME Guarantee Scheme’. Under the scheme, the Government provides a guarantee of 50% to SME lenders (Judo Bank) for new, unsecured, loans to be used for working capital.

The latest Government initiative ensures that Judo Bank maintains a strong position, continuing to offer substantial lending opportunities to SME business.

Of note - 3 April 2020 announcement of the Government's additional $500 Million of funding provided exclusively to Judo Bank, cements Judo’s unique position. This action, in addition to the Guarantee Scheme, further empowers Judo Bank to support SMEs at this exceptionally challenging time.

For more information, please visit our FAQ page

We Are Helping Those In Difficulty

We will continue to work with all our customers, but particularly those in sectors that are likely to be directly impacted by COVID-19 or the impact of events in China (e.g. hospitality, leisure or tourism-related or those who rely on a supply of products and materials from China). If you are experiencing difficulties, please contact your Relationship Director or call 13JUDO.

We Are Providing 100% Secure Investments

In addition to lending, we continue to provide secure investments to ordinary Australians in the form of term deposits. We have over $1.3bn in deposits on our books on behalf of over 7,500 Australians. Under the Government-backed, Financial Claims Scheme, all deposits are protected up to a limit of $250,000 for each account holder at Judo Bank. We are a safe port for money in a financial storm.

This is not business as usual.

We are, all of us, going through unprecedented times in the wake of the COVID-19 virus. As a society, we may be temporarily distanced from each other, but at Judo Bank, we remain close at hand. We want to reassure all our customers we are here for you, strong, stable, secure.

Please get in touch if we can help.


Every single member of the Judo Bank team.


This information is of a general nature only and does not take into account your objectives, financial situation or needs. In particular, you should seek independent financial advice and read the relevant terms and conditions and relevant product documents prior to making a decision. | Past performance is not an indication of future performance. | Eligibility criteria, fees and charges and terms and conditions may apply to Judo Bank’s products and services. | The information on this page is current as at 7 April 2020 | The statements and content on this page have been sourced from various government publications and summarised. Judo Bank disclaims, to the extent permitted by law, all warranties, representations or endorsements, express or implied, with regard to the material and does not accept any liability in relation to the quality, operability or accuracy of the material.